1-Consumer Rights

Our technical support section elaborates the rights of a consumer under Fair
Credit Reporting Act provided by Federal Trade Commission as well as consumer
related laws. A consumer must know his rights otherwise he might face severe
obstructions in building a good credit score.
Numerous people are harassed by creditors just because they are not properly
educated in financial matters.

2-Credit Reports and CRAs

Technical support section also covers the three big
credit bureaus which keep all the information about your credit. This information
is kept in your credit report
which is used to calculate FICO scores.
On behalf of this score the creditors determine whether you are a good customer
or not. A better score means that you haven’t missed out monthly payments
and have a good credit history
by virtue of which you get better deals and low interests on loans. You can
also get a copy of your credit report from the three bureaus which include a
fee.

3-Dispute letter to fix credit

There are several ways by which your credit history gets negative information
and errors in it.
To fix credit report you need to follow
step wise techniques to assess the wrong accounts in your credit report. Then
you write a dispute letter discussed
in our technical section to the three credit bureaus to get the negative information
eliminated.