What do I need to provide for my free credit report?

Q: What information do I need to provide to get my free report?

A: You need to provide your name, address, Social Security number, and date of birth. If you have moved in the last two years, you may have to provide your previous address. To maintain the security of your file, each nationwide consumer reporting company may ask you for some information that only you would know, like the amount of your monthly mortgage payment. Each company may ask you for different information because the information each has in your file may come from different sources.

Not that much is it? So if you’re feeling like you need to have a look at your credit report because you’ve been having some credit problems lately then don’t hesitate. You’re entitled to a free annual credit report, go get it. You have all the details here on how to do it.